Best Places to Retire in the U.S.

As your retirement draws nearer, you might be planning on relocating somewhere that allows you to enjoy the things you love most. For many, this includes nice weather, outstanding golf courses and access to an array of things to do. If you're beginning to plan out where you'd like to retire, here are a few of the best retirement places in the US.

1. Arizona
When it comes to retirement, Arizona truly has it all. With beautiful golf courses across the state, 365 days of sunshine and the vibrant city of Phoenix, there isn't a whole lot you can't find here. Plus, you're safe from any extreme weather conditions like hurricanes and tornadoes you may find in other retirement hotspots.

Arizona is an excellent retirement destination for several reasons. The state offers a warm, sunny climate that allows retirees to enjoy outdoor activities year-round, from golfing to hiking in beautiful desert landscapes. Arizona's cost of living is generally affordable compared to many coastal states, making it attractive for those on a fixed income or retirement income. Additionally, the state has a low state income tax and no tax on Social Security benefits, which helps retirees keep more of their retirement income. 

With excellent healthcare facilities, including specialized care for seniors, and a welcoming community atmosphere, Arizona provides retirees with both comfort and convenience. The diverse cities and towns offer a variety of lifestyle options, whether you prefer a quiet suburb or a vibrant urban environment, making it easy to find a new place to call home.

Although Arizona is known for its toasty summers, the northern part of the state offers several cooler destinations that are perfect for day trips or weekend getaways. Areas like Flagstaff, Prescott, and Sedona provide milder temperatures, especially during the summer months, with lush forests, pine-covered mountains, and scenic landscapes that contrast the desert heat of the southern regions. 

Flagstaff, sitting at an elevation of about 7,000 feet, boasts cooler weather year-round and offers plenty of outdoor activities such as hiking, skiing in the winter, and exploring the nearby Grand Canyon. Prescott, known for its charming downtown and historic sites, enjoys a moderate climate with comfortable summers and crisp winters. Sedona, famous for its stunning red rock formations and vibrant arts community, also benefits from cooler temperatures due to its higher elevation.

While Arizona lacks ocean access, many retirees and visitors often take a scenic six-hour drive to the beaches along southern California for a coastal escape. These northern destinations provide a refreshing alternative for those seeking respite from the desert heat while still enjoying Arizona’s natural beauty and active lifestyle.

2. Florida
One of the most common retirement spots, Florida offers warm temperatures and beautiful beaches, perfect for those who want to escape the colder climates. However, Floridians do experience hurricane season and the nice, sunny days come with a high level of humidity. Those who choose to reside in the Sunshine State are welcomed with several options, as there are a variety of beach towns along the coast as well as towns in central Florida for those who want to live further from the ocean.

Many retirees choose Florida for its attractive financial benefits. The state has no state income tax, which means Social Security benefits, pensions, and retirement income are not taxed, allowing retirees to keep more of their hard-earned money. Additionally, Florida does not impose estate or inheritance taxes, making it easier to pass on wealth to heirs. 

While the cost of living is generally reasonable compared to other popular retirement destinations, it’s important to note that homeowners may face higher insurance costs due to hurricane risks. Despite this, the overall tax-friendly environment, combined with affordable property taxes and no tax on retirement income, makes Florida a financially appealing choice for many retirees looking to stretch their fixed income and enjoy a comfortable retirement lifestyle.

3. Texas
Texas is home to many small towns that attract retirees. Because the state is so large, it’s easy to find a region that offers a climate and living conditions suitable to your lifestyle. Retirees can choose among rural environments, quiet suburbs or bustling cities. For those who want temperate climates, head to central Texas to get mild summers and cool winters. Aside from the weather, Texans are known for being especially proud of their home. If you plan to move to the Lone Star state, get ready to show off your Texas pride.

4. South Carolina
If you’re looking to travel east, South Carolina is quickly becoming a hot retirement destination. The state is full of history, quaint beach towns and, of course, southern hospitality. Similar to Arizona, retirees head to South Carolina for a vacation lifestyle and great golf courses. Although residents love the nearby ocean, they do frequently experience intense storms throughout the year and humid summer months. 

For more advice on retirement be sure to check out our blog: Helpful Tips For Retirement Planning.

For those who choose Arizona as their retirement location, Superstition Mountain Golf & Country Club makes for a wonderful home. Residents can enjoy beautiful weather while playing golf on our two Nicklaus Design golf courses year-round. Beyond golf, the club offers an active lifestyle with numerous social events, fitness facilities, and dining options that foster a strong sense of community. Whether you are looking to purchase a home or explore membership opportunities, our dedicated team is here to help you find the perfect fit. For more information about membership or real estate options, please contact us directly through our website or call our membership office. We look forward to welcoming you to the Superstition Mountain family and helping you enjoy your golden years in this exceptional community.